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    I Want To Learn About…
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    Commercial Trucking Vehicles
    • 18 Wheelers
    • Big Rigs
    • Box Trucks
    • Car Haulers
    • Cement Trucks
    • Commercial Fleets
    • Dry Vans
    • Dump Trucks
    • Flat Beds
    • Food Trucks
    • Freight
    • Garbage Trucks
    • Gooseneck Trailers
    • Hopper Trailers
    • Household Movers
    • Limousines
    • Logging Trucks
    • Mobile Home Movers
    • Reefer Trailers
    • Semi Trucks
    • Tow Trucks
    • Waste Haulers
    Insurance for commercial trucking and fleets. Get a quote ›
    • Start Trucking Application
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  1. Home
  2. FAQs
  3. Trucking

Trucking

  • How much does trucking insurance cost?

    Think of your trucking insurance premium on a risk meter. The more potential risk an insurance carrier views the higher the premium. Here are the major factors when a carrier ...

    Read MoreRead More
  • Why are commercial truck insurance rates so high?

    Commercial truck insurance rates are high because insurance companies know that there's a higher risk of injury and accidents.  Why have the rates risen in the past decade? US Commercial truck insurance ...

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  • Can I start a trucking company without a CDL license?

    All insurers charge different rates for new trucking companies and owner-operators. You are legally allowed to start a trucking company without a CDL, but if you plan on driving ...

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  • How can I save money on trucking insurance?

    Doing your research upfront, taking good care of your truck, and looking for the least expensive coverage available are three ways to save money on trucking insurance. Keep your driving ...

    Read MoreRead More
  • What coverage do I need for my business?

    Typically, a trucking company will be insured for these lines of coverage: Auto Liability, General Liability, Physical Damage, Motor Cargo Coverage, Comprehensive/Collision Insurance. Contact us at for more information about protecting your ...

    Read MoreRead More
  • How long will a claim affect my premium?

    A claim will affect your premium differently based on the covered riders and the severity of loss. On average, 3 years.

    Read MoreRead More
  • How long does it take to get my filings issued?

    Typically filings are done the same day or within 24 business hours.

    Read MoreRead More
  • What’s the difference between auto and general liability?

    Commercial Auto Liability is focused exclusively on the risks of owning a truck, while general liability policies focus on protecting a company from risks that could impact the business in any manner. Commercial ...

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  • What’s the timeframe to get a quote and be covered?

    It typically takes 24-48 hours to get a quote and be covered. Once you decide which plan is best for your trucking needs, we can help you through the application ...

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  • I’ve been driving for 10+ years, why is my rate so high?

    Even if you have been driving for years, opening your own business is a different ball game in insurance carriers eyes. Your CDL experience will impact your rate, but the ...

    Read MoreRead More
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Guardian Angel Insurance
33919 9th Ave S Suite 104
Federal Way, Washington 98003
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